General terms and conditions of use of the RTS Group website

This legal notice contains the general conditions that govern access and use of the web site (http://www.rtsgrupo.com), hereinafter “website”, whose holder is RIESGOS TASACIONES Y SERVICIOS, S.A., with Tax Identification (NIF) Nr. ES-A78537552; Registered office at Calle Doctor Fleming, 3, 5th Floor, 28036 MADRID (Spain); a Spanish Company registered in Madrid’ Mercantile Registry, sheet: M-36.786, volume:2., 069, folio:33. The use of the web site implies express and full acceptance of these general conditions in the version published at the time when the User accesses it, without prejudice to the specific conditions that could apply to some of the specific services of the web site. Where appropriate, the use of such services will mean acceptance of the particular applicable conditions.

Intellectual and industrial property on webpage contents

The User acknowledges and agrees that all industrial and intellectual rights on the contents and/or any other elements inserted in the web site, including, merely to mention, but not limited to, all those elements that make up the visual appearance, graphic image and other sensory stimuli of the web pages comprising the website (“look and feel”, brands, logos, trademarks, texts, criticism and comments, images, graphics, designs, sounds, databases, software, flow diagrams, presentation, navigation architecture, as well as the source codes of web pages) belong to RIESGOS TASACIONES Y SERVICIOS, S.A. and/or to third parties who have ceded them their rights.

Design and logos

The structure of the web site, its design and its source code, as well as the logos and trademarks included therein are the property of RIESGOS TASACIONES Y SERVICIOS, S.A., and are protected by intellectual and industrial property regulations. No reproduction, modification, distribution, public communication, and in general, any other form of exploitation, through any means, can be done without RIESGOS TASACIONES Y SERVICIOS, S.A.’s prior written consent.

Contents

All those contents included in the web site are the property of RIESGOS TASACIONES Y SERVICIOS, S.A. and are subject to the particular license that accompanies them. Reproduction, distribution, public communication and, in general, any other form of exploitation, of these elements, by any procedure, is authorized in the terms indicated in each particular license.

In the event that some content is not accompanied by a particular license, the total or partial reproduction, modification, distribution and communication of the same, will be authorized for commercial and non-commercial use subject to the following conditions:

• Contents’ denaturalization is forbidden in all circumstances.

• The User is obliged in any case to cite contents’ source.

• The user is obliged to mention the date of contents’ last update.

Common provisions

RIESGOS TASACIONES Y SERVICIOS, S.A. do not assume any liability for the use by third parties of their website contents and may exercise all civil or criminal actions that are appropriate in the event of infringement of these rights by the User. It is absolutely forbidden to use the web site or any of its elements for illicit purposes.

Protection of personal data

RIESGOS TASACIONES Y SERVICIOS, S.A. is the company responsible for the data file generated with the personal data provided by users of their web site. According to law 15/1999 of 13th December of Personal Data Protection, RIESGOS TASACIONES Y SERVICIOS, S.A. undertake to comply with their obligation of secrecy of personal data and to their duty to treat them with confidentiality. To this end, they will take the necessary measures to avoid their alteration, loss, treatment or unauthorized access. The collection and automatic processing of personal data is aimed at management, provision, extension and improvement of services to the User, as well as to management of the information provided in the registration and Press accreditation requests made by users. Users’ insertion and registration of personal data involves express acceptance and authorization to web site and to entities of their area for the collection, incorporation and treatment of such personal data to their respective files and the processing of such personal data, as well as for their storage for the periods laid down in the applicable provisions. Users may at all times exercise the rights of access, amendment, cancellation or opposition, by contacting RIESGOS TASACIONES Y SERVICIOS, S.A. in writing, at c / Doctor Fleming 3, 5th floor – 28036 Madrid, enclosing a photocopy of their identity card.

“Cookies”

RIESGOS TASACIONES Y SERVICIOS, S.A. web site uses “cookies” (small data files that the server of the website sends to the computer of who accesses the page) insofar as it is necessary for the correct operation and visualization of the website by the User. The “cookies” used in the web site are, in any case, temporary and disappear at the end of the session. In no case the “cookies” will be used to collect personal information.

Modifications

In order to improve website performance RIESGOS TASACIONES Y SERVICIOS, S.A. reserve the right, at any time and without prior notice to the User, to modify, expand, or temporarily suspend website’s presentation, configuration, technical specifications and services in a unilateral manner. They also reserve the right to modify at any time these conditions of use as well as any other specific conditions.

Exclusion of liability

RIESGOS TASACIONES Y SERVICIOS, S.A. are not responsible for any typographical, formal or numerical errors the website may contain, nor for accuracy of the information contained therein.

Hyperlinks

The hyperlinks contained on RIESGOS TASACIONES Y SERVICIOS, S.A. web site may lead to third party websites. RIESGOS TASACIONES Y SERVICIOS, S.A. assume no responsibility for the contents, information or services which may appear or are provided on these sites, which will be exclusively of informative nature, that in no way imply a relationship among RIESGOS TASACIONES Y SERVICIOS, S.A. and the people or entities holders of such contents or who own the sites where the contents are.